More Canadians visit the United States than those of any other nationality. Over 14 million Canadian residents visited the USA in 2022 alone. Their visits can be for many reasons: For business purposes, to visit friends and family, to spend the winter in a warmer climate, or just to sightsee. Regardless of the reason for your visit, every Canadian coming to the US should be covered by visitors insurance.
Do Canadians Need Travel Insurance to Visit the US?
It’s not a legal requirement for Canadians coming to the US to have travel insurance unless they’re on a J1 exchange visitor visa. However, they should all be covered by visitors insurance. What is visitors insurance? It’s essentially travel medical insurance when the destination is the United States. This is important for Canadians to have, because many provincial health insurance providers do not offer coverage outside of Canada. If you get sick or hurt while visiting the US, you could get stuck with massive medical bills. That’s where visitors insurance can step in.
What Does Visitors Insurance Cover for Canadians?
Though each visitors insurance plan will differ slightly, most visitors insurance plans for Canadians can generally cover:
- Emergency medical coverage
- Medical evacuation
- Acute onset of pre-existing conditions
- Accidental death and dismemberment
- Return of mortal remains
- Trip interruption
Best Travel Insurance for Canadians in the USA
We recommend a comprehensive coverage visitors insurance plan for every Canadian visiting the USA. A comprehensive coverage plan will provide far greater benefits for a modest increase in cost. This includes PPO network participation wherein you can take advantage of network-negotiated rates and enjoy direct billing with many healthcare providers.
You can get instant visitors insurance quotes right here on our website, or you can consider any of the plans below for excellent visitors health insurance for Canadians in the US:
Overview
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.
Direct Billing
Acute onset of pre-existing conditions
Overview
Direct Billing
Acute onset of pre-existing conditions
Overview
Direct Billing
Acute onset of pre-existing conditions
Overview
Outside PPO Network: After deductible, pays 60% to policy maximum.
Direct Billing