Diplomat America Visitor Medical Insurance

While doing research to purchase visitors insurance, you may come across many plans. Two travel medical insurance plans may look similar: .

Even though both the travel medical insurance plans would work for anyone visiting United States, there are certain differences that would be important to understand in order to make an educated decision.

If you prefer an explanation of how these benefits or specific coverage could work, please contact our office and we will explain to you in further detail.

All amounts are in U.S. dollars.

Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.

Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.

The information below is a quick comparison of the plans you selected to compare. The quick comparison is comprised of coverages considered important and popular by our customers. You can use the quick comparison to easily narrow your plan search to plans deemed suitable for your needs.

This information should be used as a guide only, you should not make decisions solely using this information. If you prefer an explanation of how these benefits or specific coverage could work, please contact our office and we will explain to you in further detail.

If you have any concerns, doubts or questions, please refer to the specific policy details for complete information as it is not possible to accurately represent all the following details concisely. If there is any discrepancy between this comparison and the actual policy details, the policy details will prevail.

All amounts are in U.S. dollars.

Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.

Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.

The information below is an overview of the benefits included in this plan and is provided to you as an aid to help you familiarize yourself with the benefits. This information is a high-level overview of the given plans coverages. Please use this information as a guide only and do not make any decisions solely based on this information.

If you prefer an explanation of how these benefits or specific coverage could work, please contact our office and we will explain to you in further detail.

If you have any concerns, doubts or questions, please refer to the specific policy details for complete information as it is not possible to accurately represent all the following details concisely. If there is any discrepancy between this comparison and the actual policy details, the policy details will prevail.

All amounts are in U.S. dollars.

Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.

Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.

General

Diplomat America
Comprehensive
Después del deducible, el plan paga el 80% hasta $5,000, luego 100% hasta el máximo de la póliza.

Medical - Outpatient

Al máximo de póliza
Excluido
Al máximo de póliza
Al máximo de póliza Copago adicional de $250 si visita a la sala de emergencia por una enfermedad que no resulta en admisión hospitalaria dentro de 12 horas del incidente.
Al máximo de póliza, suministro de 30 días por receta.
Al máximo de póliza
Al máximo de póliza
Al máximo de póliza
Al máximo de póliza
Al máximo de póliza
-

Medical - Inpatient

Al máximo de póliza, cuarto semi-privado promedio.
Al máximo de póliza
Al máximo de póliza
Al máximo de póliza
Al máximo de póliza
Al máximo de póliza
Al máximo de póliza
Al máximo de póliza

Medical - Other Treatment And Services

26 semanas
Igual que cualquier otro gasto médico elegible
Al máximo de póliza
-
Opcional: Deportes Atléticos y Actividades Peligrosas, disponible para menores de 80 años.
Al máximo de póliza
-
-
Ambulatorio: Al máximo de póliza
Hospitalario: $50 por visita, máximo de 10 vistas

Debe solicitarse por adelantado por el médico.
None
None
Inicio agudo solamente para ciudadanos no estadounidenses menores de 70 años: Médico hasta $10,000.
-
Incluido

Life

$25,000 incluido. Prestación adicional para mayores de 18 años, hasta $100,000.
$25,000

Plan Features

Antes de la fecha de vigencia, reembolso total menos $25 de tarifa de cancelación. Después de la fecha de vigencia, no reembolso
Mínimo de 15 días a 365 días máximo
$0
$0
Viajes incidentales a México, Canadá, y las islas del Caribe solamente - 15 días Evacuación política: $50,000 Evacuación de desastres naturales: $50,000
Correo Electrónico
Por Período De Póliza
$0 Up to 119
$50 Up to 119
$100 Up to 119
$250 Up to 119
$500 Up to 119
$1,000 Up to 119
$2,500 Up to 119
$5,000 Up to 119
Máximo De Por Vida
$20,000 80-119
$50,000 Up to 79
$100,000 Up to 69
$250,000 Up to 64
$500,000 Up to 59
$1,000,000 Up to 59
Global Underwriters
Crum & Forster SPC

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  • Home country for IMG (Patriot products, Visitors Care, Visitors Protect), WorldTrips (Atlas, VisitorSecure), and Global Underwriters (Diplomat America, Diplomat Long Term, Diplomat International) - The country where an insured person(s) has his/her true, fixed and permanent home and principal establishment.
  • Home country for Azimuth Risk Solutions (Beacon products) - If you are a U.S. citizen, your home country is the United States, regardless of the location of your principal residence. If you are not a U.S. citizen, your home country is where you principally reside and receive regular mail.
  • For medical benefits, to policy maximum, refer to the Usual, Reasonable and Customary Charges. Deductible and coinsurance apply, unless otherwise noted.
  • Coverages shown are per person unless noted otherwise.
  • The dash (-) in the fields above means Not Applicable (N/A).