International Student Insurance

International student health insurance for F visa students studying in the U.S.

International student health insurance is meant for international studying full time in USA. While some international student health insurance plans cover both the primary insured as well as the dependents, others cover only the primary insureds. They also generally cover maternity related expenses as long as the conception occurs after the effective date of the policy. Each university/college has their own minimum requirements that must be met before they can accept particular international student health insurance.

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    Patriot Exchange Program℠

    Underwriter: SiriusPoint Specialty Insurance Corporation

    Coverage Availability 1 Month to 4 Years

    Quotes & Purchase

    Overview

    Within PPO network: After deductible, plan pays 90% up to $10,000, then 100% up to the policy maximum.
    Outside PPO network: After deductible, plan pays 80% up to the policy maximum.
    Outside US: After deductible, covers at 100% up to the policy maximum.

    Direct Billing

    Through United Healthcare PPO Network
    • US Urgent Care
      $50 copay, unless $0 deductible
    • Walk-In Clinic
      $20 copay, unless $0 deductible
    • Student Health Center
      $5 copay, deductible waived
    • COVID-19
      Included

    Plan Details

    ExchangeGuard®

    Underwriter: Lloyd's

    Coverage Availability 5 Days to 4 Years

    Quotes & Purchase

    Overview

    After deductible, pays 100% to policy maximum, or
    After deductible, pays 80% to policy maximum.
    Outside PPO Network: After deductible, pays Usual, Reasonable, and Customary to policy maximum.

    Direct Billing

    Through United Healthcare PPO Network
    • US Urgent Care
      $15 copay, unless $0 deductible
    • Walk-In Clinic
      $15 copay, unless $0 deductible
    • Student Health Center
      To policy maximum
    • COVID-19
      Included

    Plan Details

    Student Health Advantage℠

    Underwriter: SiriusPoint Specialty Insurance Corporation

    Coverage Availability 1 Month to 5 Years

    Quotes & Purchase

    Overview

    Within PPO network: After deductible, plan pays 90% up to $10,000, then 100% up to the policy maximum.
    Outside PPO network: After deductible, plan pays 80% up to the policy maximum.
    Outside US: After deductible, covers at 100% up to the policy maximum.

    Direct Billing

    Through United Healthcare PPO Network
    • Student Health Center
      $5 Copay
    • COVID-19
      Included

    Plan Details

    StudentSecure®

    Underwriter: Lloyd's

    Coverage Availability 1 Month to 4 Years

    Quotes & Purchase

    Overview

    Within PPO network:
    Elite: After copayments, plan pays 80% up to $10,000, then 100% up to the policy maximum.
    Select: After copayments, plan pays 80% up to $25,000, then 100% up to the policy maximum.
    Budget: After copayments, plan pays 80% up to $45,000, then 100% up to the policy maximum.
    Smart: After copayments, plan pays 80% up to $100,000, then 100% up to the policy maximum.

    Direct Billing

    Through United Healthcare PPO Network
    • US Urgent Care
      $30, $50, $75, or $100 copay. $60, $100, $150, or $200 copay outside PPO.
    • Student Health Center
      $10 or $25 copay
    • COVID-19
      Included

    Plan Details

    Navigator® Student

    Underwriter: 4 Ever Life International Limited

    Coverage Availability 3 Months to 364 Days

    Quotes & Purchase

    Overview

    After deductible, payment varies based in/out network and in/out U.S.

    Direct Billing

    Through BlueCross BlueShield PPO Network
    • Student Health Center
      To policy maximum
    • Wellness Visit
      Routine physical: $250 maximum 1 per year. Other Wellness: To policy maximum, deductible wavied.
    • COVID-19
      Included

    Plan Details

    Patriot America Plus®

    Underwriter: SiriusPoint Specialty Insurance Corporation

    Coverage Availability 5 Days to 2 Years

    Quotes & Purchase

    Overview

    After deductible, pays 100% to policy maximum.
    Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

    Direct Billing

    Through United Healthcare PPO Network

    Acute onset of pre-existing conditions

    coverage to policy max for ages <70

    Coverage to policy max for ages <70 Learn More coverage to policy max for ages <70 Learn More
    • US Urgent Care
      $25 copay, unless $0 deductible
    • Walk-In Clinic
      $15 copay, unless $0 deductible
    • Student Health Center
      To policy maximum
    • COVID-19
      Included

    Plan Details

    Patriot America® Lite

    Underwriter: SiriusPoint Specialty Insurance Corporation

    Coverage Availability 5 Days to 2 Years

    Quotes & Purchase

    Overview

    After deductible, pays 100% to policy maximum.
    Outside PPO Network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

    Direct Billing

    Through United Healthcare PPO Network
    • US Urgent Care
      $25 copay, unless $0 deductible
    • Walk-In Clinic
      $15 copay, unless $0 deductible
    • COVID-19
      Excluded

    Plan Details

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    You cannot find a lower price anywhere for the same product.

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